Personal Loans

Terms up to 7 years.
Subject to the Nova Alliance Bank® lending policy, the loan may be secured, partially secured or unsecured.
Loan fees and charges may apply.
Happy couple on the beach

When you need money to consolidate debts, finance that special holiday or family event, Nova has a personal loan to suit you. In fact we provide loans for any worthwhile personal, domestic or household purpose.

Repayments and terms may vary depending on the purpose of the loan, the amount borrowed and any value of security offered.

Redraw Facilities

A major benefit of a personal loan with Nova Alliance Bank® is the ability to redraw any money you have paid into your loan that is in advance of your normal loan payments with a minimum redraw $500

More information on Nova Alliance Bank® loans.

  • Calculators and Tools
  • Interest Rates
  • What information do we need from you?
  • What other loans are available?

 
How much can I borrow?

For information on how much you can borrow, click on the link below. Estimate your repayments at the current interest rates

 
What are the current interest rates for personal loans?

For information on how much you can borrow, click on the link below. Estimate your repayments at the current interest rates.

 
What you’ll need to provide to us when you apply:

For a full listing of extra information we require to process a loan application, click below.

 
Additional loan options from Nova Alliance Bank®

*Important information Loans are subject to normal Nova Alliance Bank® lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application. *Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates current as at 01/03/16 and are subject to change.

NOVA Mutual Limited ACN 087 650 440 (NOVA) is an agent of Bendigo and Adelaide Bank Limited (Bendigo Bank) ACN 068 049 178 AFSL/Australian Credit Licence 237879 in the distribution of NOVA Alliance Bank® branded products and services. NOVA also has arrangements with other third parties as detailed in the Financial Services Guide.

NOVA Alliance Bank® branded deposits and loans are deposits and loans of Bendigo Bank. This website provides general advice only and information has been prepared without taking into account your objectives, financial situation or needs. We recommend that you seek independent advice before making any decisions based on this information. Consider the relevant disclosure documents, which includes terms and conditions for the various NOVA Alliance Bank® products and services as this information is relevant when deciding whether to acquire or hold an NOVA Alliance Bank® product. NOVA  Alliance Bank® is a trade mark of Bendigo Bank.