Digital Pays
NOVA Alliance Bank Visa debit and credit cards can now be added to digital pay solutions Apple Pay, Google PayTM and Samsung Pay. Use the tabs below to find out how to add cards and transact depending on the device you’re using.
Using Apple Pay is simple and it works with the devices you use every day. Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, apps and on the web has never been easier, safer, or more private.
Adding a card
- open the Wallet App
- tap the plus (+) sign in the upper-right corner, follow the prompts
- add the card details by either:
– entering the card’s security code to add the credit or debit card you use with iTunes7
– using the camera to capture the card information
– typing the card details in manually - follow the remaining prompts which will include a verification check (choose from a One-Time Password sent to a mobile phone or email or phone the card verification line as indicated)
OR
- open the NOVA Alliance Bank App
- tap the menu option on the top left and then select ‘cards’
- bring the card you want to add to your Wallet App into focus, tap ‘Add to Apple Wallet’ and follow the prompts
Changing the default payment network
When you add your NOVA Alliance Bank Visa Debit card to Apple Pay, the card will be defaulted to the Visa network for payments with Apple Pay (to minimise fees, Members are encouraged to maintain the default option of Visa). To change the payment network:
On iPhone
- open the Wallet app
- tap on your NOVA Alliance Bank Visa Debit card
- tap the
symbol and choose the network
- you can also change the payment network prior to tapping your device. Simply, authenticate, choose network on screen, then tap device for payment
On Apple Watch
- double-click the side button and select your NOVA Alliance Bank Visa Debit card
- firmly press the display and choose the network
Making a payment in store with an iPhone
- to use your default card, double-click the side button or the home button (depending on device), then glance at your iPhone to authenticate with Face ID, enter your device passcode OR rest your finger on Touch ID (dependent on the second-level security being used on the device)
- hold the top of your iPhone within a few centimetres of the contactless reader until you see Done and a tick on the display
Making a payment in store with an Apple Watch
- to use your default card, double-click the side button and hold the display of your Apple Watch within a few centimetres of the contactless reader.
- wait until you feel a gentle tap
When you strap your Apple Watch to your wrist you will be prompted to enter the device passcode. This will enable Apple Pay. If the Apple Watch is removed from your wrist, so skin contact is lost, Wrist Detect detects that skin contact has been lost and Apple Pay and the NFC feature are deactivated.
Learn more on how to use Apple Pay.
Invisible
More about Apple Pay
- You can make a payment within an App or participating website if you can see the Apple Pay icon during checkout. Enter your billing, shipping and contact information (you should only have to do this once as Apple Pay will store that information). If you want to pay with a different card, tap > next to your card. When you are ready, make the purchase by completing the device’s second-level security (Passcode etc.) and once the payment information sends successfully, you’ll see ‘Done’ and a checkmark on the screen.
- You can make a payment on a website using a Mac but the Mac needs to be signed into the same iCloud account as the iPhone and have Bluetooth enabled on your Mac. Follow the prompts.
- You can view the last 10 transactions made using Apple Pay on that device within the Wallet App.
- Your card details are not stored on the device or in the Cloud. Instead, when a card is added to Apple Pay, a Device Account Number replaces the need for the card number. This Device Account Number is used to make secure purchases in stores and within apps and websites. It will not work if it is compromised in any way and cannot be used outside of the device it is assigend to. The Device Account Number can be found by opening the Wallet App and tapping the (i) symbol on the bottom right corner and then scrolling down to find the Device Account Number.
- A single card can be added to Apple Pay on up to nine different devices but the card will need to be added to each device separately.
- Up to eight cards can be added to Apple Pay on a single device. The first card added to the device becomes the default card but you can change the default card.
- Find out what devices are compatible with Apple Pay.
Adding a card
- download the Google Pay App from the Google Play Store
- open the Google Pay App
- go to Payment and add a payment method
- either take a photo of the physical card or enter the card details manually
- follow the remaining prompts which will include a verification check (choose from a One-Time Password to a mobile phone or email or phone the card verification line as indicated)
Making a payment in store
- simply wake your device – there’s no need to launch the App or authenticate
- hold the device near the POS terminal when the merchant requests the payment
Invisible
More about Google Pay
Adding a card
- open the Samsung Pay App and sign in using your Samsung ID
- register your fingerprint and device Passcode that you’ll use to authorise payments (if you have a Galaxy S8 or Galaxy S8+ or later you can also scan your irises to authenticate)
- either take a photo of the physical card or enter the card details manually and provide your signature when prompted
- follow the remaining prompts which will include a verification check (choose from a One-Time Password sent to a mobile phone or email or phone the card verification line as indicated)
Making a payment in store
- swipe-up from the home button or open the Samsung Pay App
- bring the card into focus that you want to use for the payment
- you will need to authenticate depending on the second-level security being used on the device (Passcode, fingerprint or iris recognition)
- hold the device near the POS terminal when the merchant requests the payment
Invisible
More about Samsung Pay
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