Residential lending interest rates

See our home loan glossary for detailed explanations of lending terms such as LVR, LMI and many more.

 

Variable – Owner Occupied Lending

Home Loan type Rate

Complete Home Loan

Principal & Interest

Principal & Interest

Comparison rate

Interest Only

Interest Only

Comparison rate

LVR ≤ 60% 2.84% p.a. 3.09% p.a. 3.44% p.a. 3.29% p.a.
LVR 60.01-80% 3.04% p.a. 3.29% p.a. 3.64% p.a. 3.49% p.a.
LVR 80.01-90% 3.84% p.a. 4.08% p.a. N/A N/A
LVR > 90% 4.04% p.a. 4.28% p.a. N/A N/A

Variable-Residential Investment Lending

Complete Home Loan Rate

Principal & Interest

Principal & Interest

Comparison rate1

Interest Only

Interest Only

Comparison rate1

LVR< 60% Complete 3.04% p.a. 3.29% p.a. 3.44% p.a. 3.41% p.a.
LVR 60.1-80% Complete 3.24% p.a. 3.49% p.a. 3.64% p.a. 3.61% p.a.
80.1-90% Complete 4.19% p.a. 4.43% p.a. N/A. N/A.
. . . .
. . .

 

Fixed Rate-Owner Ocuppier Lending

Home Loan type Rate

Complete Home Loan

Principal & Interest

Principal & Interest

Comparison rate

Interest Only

Interest Only

Comparison rate

1 Year Complete 4.29% p.a. 3.40% p.a. 4.69% p.a. 3.58% p.a.
2 Year Complete 4.99% p.a. 3.63% p.a. 5.39% p.a. 3.78% p.a.
3 Yera Complete 5.29% p.a. 3.87% p.a. 5.69% 4.09%
4 Year Complete 5.39% p.a. 4.08% p.a. 5.79% 4.20%
5 Year Complete 5.49% p.a. 4.30% p.a. 5.89% 4.40%

Fixed Rate – Residential Investment Lending

Complete Home Loan Rate

Principal & Interest

Principal & Interest

Comparison rate1

Interest Only

Interest Only

Comparison rate1

1 Year Complete 4.49% p.a. 3.60% p.a. 4.69% p.a. 3.70% p.a.
2 Year Complete 5.19% p.a. 3.83% p.a. 5.64% p.a. 3.88% p.a.
3 Year Complete 5.44% p.a. 3.83% p.a. 5.64% p.a. 3.88% p.a.
4 Year Complete 5.54% p.a. 4.05% p.a. 5.74% p.a. 4.09% p.a.
5 Year Complete 5.64% p.a. 4.28% p.a. 5.84% p.a. 4.31% p.a.

*
All lending interest rates are subject to change. Rates are for new business and may differ for existing customers. Fees and Charges may be applicabl

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
All lending interest rates are subject to change.
 

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