Loan Application | Nova Alliance Bank

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Nova Alliance Bank Loan Application

Loan details

Please enter as much information as possible. The more information we have, the quicker we are able to process your loan application.If you experience any difficulties in completing this application or do not hear from us within 1 working day, please call us on 02 4926 1428.

Amount required

Type of loan

Loan purpose -for example car year make model ,Holiday, Home purchase,Wedding etc.

Your personal details

Number of applicants for this loan

First and middle names

Last name

Drivers license

Drivers license expiry date

Date of birth

Marital status

Number of dependants

Their age/s (comma separated)

Your home address details

Street address

Suburb

State

Postcode

How long at this address? 1

Previous address

Suburb

State

Postcode

Home telephone

Mobile telephone

Please choose which best describes your home status

1st applicant - your employment details

Employed by 1st applicant

Telephone

Start date

Occupation

Please choose one

Full-time employmentPart-time employmentCasual

Work address

Suburb

State

Postcode

Name of nearest relative not living with you

Their street address

Suburb

State

Postcode

Relationship to you

Their contact number

2nd applicant - your personal details

2nd applicant First and middle names

2nd applicant last name

Drivers License

Drivers license expires date

Date of birth

Marital status

Number of dependants

Their age/s (comma separated)

2nd applicant - your home address details

Same address as applicant 1 Y/N

Street address

Suburb

Postcode

State

How long at this address? 2

Previous address

Suburb

State

Postcode

Home telephone

Mobile telephone

2 Please choose which best describes your home status applicant 2

2nd applicant - your employment details

Employed by 2nd applicant

Telephone

Start date

Occupation

Please choose one

Full-time employmentPart-time employmentCasual

Work address

Suburb

State

Postcode

Income

Income received 1st borrower

Gross (before tax) 1

Income received 2nd borrower

Gross (before tax)2

Family allowance /pension

Income received-frequency

Amout

Other income source

Income received-frequency

Amout

Your circumstances

Do you regard this loan as a business, commercial or investment loan

Do you know of any changes to your circumstances in the future that will impact on your ability to make contracted repayments*?

Existing debts

Please let us know if you currently have any debts.

Rent / board

Rent / board payable to

Joint debts Y/N

Repayments

Mortgage payments

Number of Mortgages

Mortgage 1 payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Debt to be refinanced Y/N

Other Mortgage 2

Other mortgage 2 payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Debt to be refinanced Y/N

Other Mortgage 3

Other Mortgage 3 payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Debt to be refinanced Y/N

Personal Loans

Number of Personal loans

Personal loan 1 payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Debt to be refinanced Y/N

Personal Loan 2

Personal loan 2 payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Debt to be refinanced Y/N

Personal Loan 3

Personal loan 3 payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Debt to be refinanced Y/N

Credit cards

Number of Credit cards and store cards

Card debt payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Limit

2nd Credit Card

Card debt payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Limit

3rd Credit Card

Card debt payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Limit

4th Credit Card

Card debt payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Limit

Child maintenance

Child maintenance payable to

Repayments

Repayment frequency

Other Debts

Other debts payable to

Joint debts Y/N

Repayments

Repayment frequency

Balance

Limit

Are you a guarantor to another loan

Existing Assets

Please list your assets

Real estate and land ownership

Address of current owned residence

Is this a joint asset?

$ Value

Address of other real estate

Is this a joint asset?

$ Value

Enter additional details here

0 /

Household effects

Household effects eg: contents & personal items

Is this a joint asset?

$ Value

Personal savings

Motor vehicles

Motor vehicle 1- year make and model

$ Value

Motor vehicle 2- year built make and model

$ Value

Other assets

Is this a joint asset?

$ Value

Weekly Living Expenses Estimation

Owner occupied -council rates,water rates, strata fees,maintenance

If you have investment property council rates,water rates, strata fees,maintenance,land tax

Insurance- including home/contents-landlord; vehicles-car,caravan,motorcycle; health,life,income protection, other

Transportation expenses- car rego, petrol,maintenance, tolls,taxi, parking,public transport etc

Groceries- typical supermarket including food and toiletries etc

Clothing and other personal expenses-clothing, footwear,buy now pay later purchases, cosmetics, hairdresser etc.

Telephone/Internet/Media & Music subscriptions

Education- including private/public/pre-school/tertiary fees plus books,levies, uniforms etc

Childcare- including daycare, afterschool care, holiday care, nannies etc

Medical and Health-including Doctor,Dental,Optical,Massage,Chiro ,Pharmaceutical etc.

Recreation and Entertainment: eating out, alcohol, tobacco, gambling, social activities, holidays, sport etc

Other expenses including birthdays, union fees, subscriptions, gifts etc.

Are you an Australian resident

yesno

FUTURE CHANGES OF CIRCUMSTANCES Do you know of any foreseeable significant changes to your circumstances that will lead to changes in your ability to make your repayments?

Terms of agreement

Under the National Credit Code you may be liable to a criminal penalty if you make any false or misleading representation that is material to the bank's decision to approve this loan. Have you had any judgements, garnishees, or other legal proceedings against you or ever been bankrupt or insolvent, or ever assigned your estate for the benefit of Creditors*?

yesno

By Submitting this application you acknowledge the following:

I/We have read and agree to the Privacy Disclosure Statement (click to view)
I/We authorise Nova Alliance Bank to make any relevant enquiries to the referee , my employer or any other credit provider
I/We acknowledge that a credit reporting agency report will be obtained.
I/We are comfortable with our ability to make repayments under the proposed loan without difficulty.
I/We confirm the above living allowance is a true and accurate reflection of the expenditure of our household.
I /We hereby apply for a loan as above and certify that the foregoing statements are true and complete in every particular.

Bendigo Credit Licence ACL237879

Nova Alliance Bank

3/71 King Street Newcastle, NSW 2300
Phone: (02) 4926 1428 Fax (02) 4929 4751

TO SPEED THINGS UP PLEASE EMAIL SUPPORTING DOCUMENTS TO info @novaalliancebank.com.au

-Last 2 pay slips

-Last 3 months savings statement that your whole of pay goes into and your living expenses come from

-Last statements for any exiting loans you have

I/We agree to the terms and conditions set above

yesno

Are you an existing customer?

Best contact phone number

Contact Emaila valid email

Nameyour full name

Nova Alliance Bank Loan Application

Loan details

Your personal details

Your home address details

1st applicant - your employment details

2nd applicant - your personal details

2nd applicant - your home address details

2nd applicant - your employment details

Income

Your circumstances﻿

Existing debts

Rent / board

Mortgage payments

Other Mortgage 2

Other Mortgage 3

Personal Loans

Personal Loan 2

Personal Loan 3

Credit cards﻿

2nd Credit Card

3rd Credit Card

4th Credit Card

Child maintenance

Other Debts

Existing Assets

Real estate and land ownership

Household effects

Motor vehicles

Other assets

Weekly Living Expenses Estimation

Terms of agreement

Your circumstances

Credit cards