Personal loan interest rates


Fixed Rate Loans


Comparison Rate**

Secured Personal Loan

7.79% p.a.

8.51% p.a.

Unsecured Personal loans

12.79% p.a.

14.89% p.a.

Secured Student Personal loan

6.79% p.a.

6.95% p.a.

Unsecured Student Personal loan

9.99% p.a.

9.99% p.a.

Secured Green Personal loan

4.99% p.a.

5.35% p.a.

Personal loans
-Loan Terms between 1 and 7 years
-Choose weekly, fortnightly or monthly repayments
-Unlimited additional repayments – redraw at any time
-No fixed break costs

Student Loans
Perfect for higher education students and apprentices looking to buy a new or used car, or refinance an existing one.

Secured Green Personal Loan
Suitable for electric vehicles (EV), plug-in hybrid electric vehicles (PHEV), hybrid vehicle and ‘A’ rated vehicles emitting less than 110g of CO2 per kilometre.

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*Things you should know
Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

**Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

NOVA Mutual Limited ACN 087 650 440 (NOVA) is an agent of Bendigo and Adelaide Bank Limited (Bendigo Bank) ACN 068 049 178 AFSL/Australian Credit Licence 237879 in the distribution of NOVA Alliance Bank® branded products and services. NOVA also has arrangements with other third parties as detailed in the Financial Services Guide.

NOVA Alliance Bank® branded deposits and loans are deposits and loans of Bendigo Bank. This website provides general advice only and information has been prepared without taking into account your objectives, financial situation or needs. We recommend that you seek independent advice before making any decisions based on this information. Consider the relevant disclosure documents, which includes terms and conditions for the various NOVA Alliance Bank® products and services as this information is relevant when deciding whether to acquire or hold an NOVA Alliance Bank® product. NOVA  Alliance Bank® is a trade mark of Bendigo Bank.

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